My old roommate and good friend Ryan Majeau and I often debate, about pretty much everything (we’re both stubborn). One time we got into an argument (debate) about whether it was more expensive to buy your lunch out everyday or spend the time to make a bag lunch. His argument was always for eating out. He figured by the time he bought bread, lunch meat, cheese, and veggies to make a sandwich, then added a granola bar and maybe an...